While Kings Point is located in the Sun City Center area, it is a separate community with legal boundaries and hundreds of bylaws. There are over 100 condo associations in Kings Point, and each has their own rules. Most condo associations in Kings Point do not allow ownership of a dog or cat. Those that do permit dog ownership limit the size of the animal. No signs can be posted in Kings Point, including "For Sale" signs by a realtor. Most property is considered common property. You do not own your own yard, but share it with your neighbors.

This page will help you decide which community might be better for you. Monthly maintenance fees at Kings Point range from $350 to $600 a month depending on home size and condo association. Much of that fee goes to the clubhouse and master association, an expense you will not have outside of Kings Point. Sun City Center residents pay an annual fee to the COA of approximately $250 per person annually for security and the use of community facilities. Opinions are subjective and fees can be changed at any time. Look at our cost of living comparison.

FEATURE                                                  KINGS POINT SUN CITY CTR.
Free standing homes on private lots few


Maintenance-free living
* there are some condo associations in Sun City Center that have this feature, but single family homes do not


Golf in immediate area
* Caloosa Country Club has an additional 18 holes, but is a private equity club with non reciprocal membership
63 holes 81* holes
Insurance (limited structural coverage)
(with the current insurance crisis, this is important)
included in monthly fee extra
Basic Cable TV included in monthly fee extra
Landscaping included in monthly fee extra
Trash pickup included in monthly fee extra
Water included in monthly fee extra
Roads private public
Gated community yes no
Security patrol
* Kings Point has paid security that can respond to a call
no* yes
Heated indoor/outdoor pools yes yes
Clubhouses with indoor pools two
included in monthly fee
annual fee paid to COA
Outdoor pool locations
*Club Renaissances has an additional pool with club membership
three one*
Basic Cable $0* $42
Maintenance or COA fee (based on two people) $400 $40
Landscaping $0* $100
Condo or Home Liability Insurance $40 $250
Water and sewer (using home sprinklers) $0* $90
Real Estate Taxes (based on a $150,000 home)
may be reduced with a homestead exemption
$295 $295
Basic Phone $30 $30
Electric (2 people in a 2 bedroom home) $85 $85
TOTAL $850 $932
*included in maintenance fee    

The biggest difference between the two communities is the cost of a home insurance policy. The exterior walls of your home are covered in Kings Point but the interior walls and liability are not. If you want a private yard or pool, then Kings Point will probably not be for you, although there are a few private homes there. Kings Point has the Kings Point Warranty available. For an annual fee of approximately $250, your home appliances can be covered. They will replace defective air conditioning units, something that can save you thousands of dollars!

The restrictions of a condo association can be too much for some people. Others like the fact that their entire community is well cared for. All of the units are well painted and the landscaping looks great. The monthly maintenance does add costs, but many feel it is well worth it. Homeowners in Sun City Center must pay annual dues to use the community facilities. The choice is yours. Both Kings Point and Sun City Center are excellent communities.